Provident Fund(PF) or Employee Provident Fund(EPF) ?
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Provident Fund (PF) Compliance & Registration Services
What is Provident Fund (PF)?
Provident Fund or Employee provident fund is a retirement scheme by the government for the employee in which both the employer and employee contribute a fixed percentage of the employee’s salary every month.
It is managed by the Employees’ Provident Fund Organisation (EPFO), PF ensures long-term financial security for employees. It also has some other benefits which we will discuss later.
Why is PF Important?
PF is one of the most trusted social security schemes in India. It offers:
Long-term retirement savings
Employee financial stability
Life insurance benefits (EDLI)
Tax benefits under Section 80C
Security in case of resignation, retirement, or unemployment
For employers, maintaining PF compliance helps avoid penalties, interest, and legal complications.
Who Needs to Register for PF?
As per EPFO guidelines, PF registration is mandatory for:
Any establishment employing 20 or more employees
Organizations notified by the government, regardless of employee count
Voluntary registration for firms with fewer employees is also allowed
Employers must contribute 12% of basic salary + DA, matched by the employee.
PF Contribution Rates
Employer Contribution: 12% (divided between EPF, EPS & EDLI)
Employee Contribution: 12%
Reduced contribution rates apply to certain small companies under specific conditions.
Accurate PF contribution calculation is crucial to maintaining compliance and avoiding mismatches during audits.
PF Return Filing & Monthly Compliance
Every employer must file PF returns monthly through the EPFO portal. We help you with:
Preparing and uploading ECR (Electronic Challan-cum-Return)
Accurate contribution calculations
Timely challan payments
Maintaining employee records
Handling PF inspections and audits
Our experts ensure 100% compliance and reduce the risk of penalties.
PF Withdrawal Rules
Employees can withdraw PF under specific situations, such as:
Retirement
Resignation after two months
Home loan repayment or purchase
Medical emergencies
Marriage or education
Partial withdrawal for home construction
We guide employees and employers through the correct documentation and claim process.
How Our Firm Helps with PF Compliance
We offer end-to-end PF consulting services, including:
PF registration for new establishments
Monthly PF return filing
PF challan preparation
Employee PF account management
Compliance audits and inspections
Advisory on PF applicability & exemptions
Resolving PF discrepancies and EPFO queries
Our team ensures your business stays fully compliant with the latest PF laws and regulations.
Why Choose Us?
Expert team with updated knowledge of EPF laws
Fast turnaround time for registration and filings
Transparent and reliable processes
Affordable service packages for all business sizes
Consistent support for day-to-day PF management
We help simplify your statutory compliance so you can focus on growing your business.
